Terms & Conditions:
All programs, rates, approvals, issuance of purchase order and funding are subject to, among other conditions, validation of the lender's underwriting criteria, satisfactory completion of all necessary due diligence (including "know-your-customer" due diligence), execution and delivery of appropriate legal documentation and final credit approval, and are subject to change at any time. In the case of credit rejection, the primary applicant is entitled to receipt of information concerning the reason(s) for rejection of a business loan application. Please contact Innovation Finance USA LLC within 60 days of the date of any rejection. We will provide the reasons for any rejection within 30 days after receiving the request. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agencies that administer compliance with this law concerning this creditor are the Bureau of Consumer Financial Protection, 1700 G Street NW, Washington, DC 20006 and the Federal Trade Commission, 600 Pennsylvania Ave. NW, Washington, DC 20580.
By submitting the form, the applicant agrees as follows: They certify that all information provided is true, correct and complete and that the property leased or acquired with any credit provided will be used solely for business and commercial purposes, and not for personal, family, or household purposes. The applicant authorizes Innovation Finance USA LLC or its designee to investigate their organizational credit histories.
By submitting the form, the applicant and the Owners/Partners/Members/Guarantors agree as follows:
They certify that all information provided is true, correct and complete and that the property leased or acquired with any credit provided will be used solely for business and commercial purposes. The applicant and the Owners/Partners/Members/Guarantors of the applicant listed above recognize that their individual credit histories may be a factor in the evaluation of the applicant for the credit it is applying for and, thus, authorize Innovation Finance USA LLC or its designee to investigate their organizational and personal credit histories. This includes obtaining information from all sources including using their consumer credit reports in the credit evaluation and collection processes, and to update any such information periodically.
The individual(s) is/are either (a) an owner or sole proprietor of the business specified above (the "Applicant"), or (b) a personal guarantor of the Applicant. The above hereby authorizes the lender to obtain and review consumer credit reports on the above individual(s), from time to time, as may be needed at the lender's sole discretion, in the initial credit evaluation and/or any subsequent review, including in connection with subsequent requests for credit or lease services.